The Financial Services Toolbox is based on a financial services institution called VFS, Virtual Financial Services. As this toolbox has been designed to be SCORM 1.2 compatible, it can be used by either a Registered Training Organisation (RTO) or customised to be used by a financial services organisation. The toolbox has also been designed so that learners with a visual impairment can utilise the materials to the same extent as a sighted person.